Small Business Retirement Plans, York Pennsylvania
Personalizing business retirement plans designed just for you and your employees.
York, Pa Small Business Retirement Plan Reviews
Langan Financial Group strives to be the best business retirement plan advisors in York, Pa.
We work with businesses to understand what their plan goals and concerns are. Through listening to your needs, we can provide personalized options aimed at achieving your objectives.
Helping businesses with their retirement plans is more than just setting up a plan and meeting with the owners for a review once a year.
It is about ensuring the plan is performing the best it can. This means the fund lineup is doing well, the fiduciary liabilities are limited, and employees are being engaged.
We are dedicated to providing high expertise combined with white glove service to deliver the best possible experience. Take a look at a few of our client reviews:
Most Common Business Retirement Plan Issues in York, Pa
Below are the most common retirement plan issues we help York small businesses address:
- High plan fees
- Old plan design
- Poor fund lineup
- Poor plan design
- Undisclosed plan fees
- Inadequate fiduciary protection
- Limited employee engagement by the advisor
- Limited communication and engagement by the advisor
Our Business Retirement Plan Management Fees in York, Pa
We have a tiered fee structure based on assets under management. The fees are based on how many assets are held within the plan. As the plan increases, our retirement plan fees decrease.
The fees range from as low as 0.15% up to 0.50% of the assets under management.
What Do Our York Small Business Retirement Plan Services Include?
As we work with organizations, we focus on getting an understanding of their needs and current situation.
No matter what type of plan or organization we work with, the following services are always offered to everyone:
Customized Small Business Retirement Plan Design
One of the biggest issues we see when reviewing potential client plans is they have not changed since inception.
As businesses grow over the years, their needs will change It is not uncommon for old plan designs to become outdated. This may be due to:
- Priority changes
- New regulations
- More employees
- Higher assets under management
We help review a company's retirement plans as frequently as they wish. At a bare minimum, we insist we review their plan's design annually.
We want to ensure your plan is aligned with the plan's goals. We are committed to keeping the program up-to-date and working hard to offer the best possible benefits to your employees.
We will help take advantage of:
- Current best practices
- Tax-saving opportunities
- minimize fiduciary liabilities tactics
- Maximizing employee engagement methods
Free Small Business Retirement Plan Benchmarks
Our York, Pa 401(K) consultants offer a free benchmark for your plan. This comparison will look at your current plan's features and compare it to similar business plans operating.
It compares the following feature to other similar business retirement plans:
- Plan fees
- Employee engagement
- Plan health and features
- Investment performance
- ERISA Compliance (if applicable)
- Fiduciary coverage and compliance
Free Small Business Retirement Plan Reviews
Langan Financial Group provides free retirement plan reviews for small businesses.
These plan reviews analyze how healthy a retirement plan is and if there are any opportunities for improvement.
Plan reviews differ from benchmarks as it does not analyze the plan compared to other plans currently in operation. The plan features analysis includes:
- Fee analysis
- Plan design assessment
- Risk Tolerance Assessment
- Asset Allocation Assessment
- Fiduciary coverage assessment
- Investment Fund lineup analysis
- Employee engagement assessment
- Investment Fund performance analysis
- ERISA compliance (if applicable) assessment
Employee Education and Engagement
Langan Financial Group provides client employees with on-site financial education seminars and one on one financial planning meetings for employees.
Business Retirement Plan Office York, Pa
Our office is located within the Manufacturers' Association building on Board Avenue.
Our address is:
- Langan Financial Group
- 3405 Board Rd Suite 200
- York, Pa 17406
Phone: 717-773-4085
Our Small Business Retirement Plan Team's Differentiator
Our team is a major differentiator as compared to other advisors in the area. With over 100 years of combined experience, our team has spoken about:
- Retirement plan legislation updates
- Provided educational webinars and seminars
- Provided financial expertise for ABC 27 News interviews
Our lead retirement plan advisor is an Employee Retirement Income Security Act of 1974 (ERISA) attorney. This is the federal regulation that oversees retirement plans for all organizations.
Alex is not a practicing attorney for Langan Financial Group. Instead, he uses his ERISA knowledge and skill set to help organizations better navigate the complex regulations for their plans.
Small business retirement plans are regulated by the Employee Retirement Income Security Act (ERISA). This regulation monitors a variety of plans including, but not limited to:
Why Our 401(k) Consultants Are Located in a Manufacturing Complex
Our organization is partnered with the Manufacturers' Association in York, Pa to handle their members' business retirement plans.
We have created an employer group 401(k) plan for their members to help create economies of scale. This allows us to typically offer:
- Lower plan fees
- Higher fiduciary protection
- Decrease administrative burden
As such, we are increasingly engaging one of the biggest industries within the York County area. We are highly supportive of local manufacturers.
We are consistently focusing on delivering the highest possible customer service we can to them.
That is why we are located not only in an industrial area but within the Manufacturers' Association. We want to be close to you and as easily accessible and available as possible.
Frequently Asked Business Retirement Plan Advisor
How Easy is it to switch Retirement Plan Providers For My Company?
Switching plans can be easier than you think.
The biggest thing to help switch plans starts with the Broker of Record document.
Once that is signed, we are able to start assisting with the plan.
Will I Ever Meet with my Business Retirement Plan Advisor?
We are able to meet as frequently as you would like.
At the very least, we insist to meet at least once a year to review the plan.
However, we are more than happy to meet more frequently.
How Frequently do you Conduct On-site Seminars for the Employees?
We can conduct seminars on-site as frequently or infrequently as you and the employees would like.
How Often do You Meet with the Employees?
We are always available to meet with the employees.
For onsite visits, we are happy to meet as frequently as you would like.
Do you Provide Fiduciary Protection?
Yes, we are able to provide some of the highest fiduciary protection for retirement plans.
Do you offer free business retirement plan consultations?
Yes, we do! We offer free business retirement plan consultations to any organization.
We are honored to meet with any organization looking to set up a retirement plan for their business.
Small Business Retirement Plan Testimonials
We switched our 401(k) plan to Langan Financial and the transition was fantastic.
Alex reviewed my entire portfolio and gave some insightful recommendations and guidance for future planning.
Great group that has been open and honest throughout all of our interactions.
They help us with 401(k) and various other programs.
They have saved us $, connected us with resources for other services, and been a great support team.
Schedule a Free Business Retirement Plan Benchmark in York!
Our York, Pa small business retirement plan advisors have worked with numerous retirement plans. Our company has over 70 - 5 star retirement We are constantly striving to be York's best retirement plan advisors for small businesses.
Give us a chance to show you, why so many organizations put their trust in Langan Financial Group.
Schedule a free consultation by calling us at 717-773-4085. Or visit our contact us form to send an inquiry and we'll respond within 24 hours!
FREE Benchmark Comparison Services
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Disclosure: Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Cambridge and Langan Financial Group, LLC. are not affiliated. Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC, to residents of: AL, AZ, CO, DE, FL, GA, IA, KY, MD, NJ, NM, NY, NC, OH, PA, TX, VA, WI Cambridge and Langan Financial Group does not offer legal advice. Estate planning services are in regards to your overall financial plan. Always be sure to speak to a legal professional in regards to specific legal matters. Fixed insurance services offered through Langan Financial Group.
Testimonial/Endorsement Disclosure: The testimonials may not be representative of the experience of other customers. The testimonials are no guarantee of future performance or success. All of the testimonials/endorsements are clients with the exception of Steven Martinez of York SPCA. There was no cash nor non-cash compensation for any of the testimonials provided.
© Langan Financial Group
Harrisburg, PA Office
Address: 1863 Center St, Camp Hill, Pa 17011
Phone: 717-288-1880
York, PA Office
Address: 3405 Board Rd, Suite 200, York, Pa 17406
Phone: 717-773-4085
