Financial Calculator Library

Financial Calculators

Bringing together financial tools to help you answer your financial questions


Financial Calculator Library

Langan Financial Group created a Financial Calculator and Tools Library to help you run different scenarios, ask the "what if" questions, and answer your financial questions.

These third-party tools are not meant to be legal or financial advice, but rather educational and hypothetical. Below are calculators for six categories:

  1. Credit and Debit Calculators
  2. Insurance Calculators
  3. Retirement Calculators
  4. Wealth Management Calculators
  5. Home & Mortgage Calculators
  6. Personal Finance Calculators

Credit and Debit Calculators

Below are links to calculators on third-party sites to help you explore scenarios and ask what-ifs.

These financial calculators  focus on credit and debit card assessments. The tools range from debt payoff to the cost of college. The calculators include:

Debt Paydown Calculator: This calculator helps you look at how long it will take you to pay down your debts. It will take into consideration any additional payments you can make as well as the various loans, interest rates, and payments you are already making.

Credit Card Calculator: This calculator helps you identify how long it will take you to pay off your credit card.

Debt Consolidation Calculator: This calculator is designed to help determine if debt consolidation is right for you. It can help you see what monthly payments could be with a consolidated loan.

Student Loan Calculator: This calculator helps you calculate your monthly payments and amortization over time.

College Cost Calculator: This calculator helps individuals determine rough estimates of what to expect from college costs.

Business Loan Calculator:  This calculator helps you identify how long it will take to pay back a loan.

Personal Loan Calculator: This calculator helps you determine what your monthly payments will be.

Insurance Calculators

Life Insurance needs Calculator: This tool helps you calculate how much life insurance you may need.

Disability Needs Calculator: This calculator helps estimate the income you would need to maintain your current standard of living should you become disabled and unable to work.

Long-Term Care Calculator:  This calculator helps you determine if you are financially prepared for the costs of long-term care.

Retirement Calculators

Social Security Calculator: This calculator helps estimate your social security check in present-day value.

Public School Employees' Retirement (PSERs) Calculator: This calculator helps you estimate your pension, interest, and contributions in present-day value.

State Employee Retirement System for Pennsylvania (SERs) Calculator: This calculator helps estimate your pension, contributions, and interest in present-day value.

Retirement Income Calculator: This calculator helps you identify where you stand in relation to your retirement goal.

Wealth Management Calculators

Investment Calculator: This calculator helps forecast your investments over time. You can play with the rate of return, contribution limits, and years to grow.

401(K) Contribution Calculator: This calculator helps you forecast your 401(k) contributions. It compares your current contribution rate and how adjustments would impact your potential future contribution rate.

401(K) Income Calculator: This calculator helps forecast how much your 401(K) balance will be at retirement.

Annuity Calculator: This calculator helps you calculate the number of payments it would take to deplete a fund or the amount needed to generate a specific payment.

RMD Calculator: This calculator helps you determine how much money you need to take out of your traditional IRA or 401(K) this year.

Traditional vs. Roth IRA Calculator: This calculator helps identify how much you may be able to contribute and which retirement account may be more beneficial to you.

Compound interest Calculator: This calculator can help you determine how much your money can grow using the power of compound interest.

Home & Mortgage Calculators

Mortgage Payment Calculator: This calculator determines your hypothetical monthly payment on a mortgage.

Mortgage Payoff Calculator: This calculator helps you run hypothetical scenarios about your mortgage if you decrease interest rate, increase principal payment, etc.

Mortgage Refinance Calculator: This calculator helps run hypotheticals to see if refinancing will save you money and if so, how much.

HELOC Calculator: This calculator runs hypotheticals on how much you would owe on your home equity-based line of credit each month depending on a variety of variables.

Personal Finance Calculators

Net Worth Calculator: This calculator helps determine what your net worth is.

Savings Goal Calculator: This calculator helps you calculate how much money you need to contribute each month to arrive at your savings goal.

Tax Withholding Estimator Calculator: This calculator helps estimate how much federal income tax to withhold.

US Paycheck Tax Calculator: This calculator helps you calculate your take-home pay per paycheck for both salary and hourly jobs after taking into account federal, state, and local taxes.

Additional Financial Resources

If you are interested in learning more about financial topics, we also have additional resources including:

Financial Tips Blog

Financial Templates

LFG Videos

Financial Tips Blog

Langan Financial Group created a financial tips blog to help educate individuals and provide additional information on topics of interest.

Our blog should not be considered financial and/or legal advice, but rather educational only. If you are looking for financial calculators or templates, you may wish to visit our Financial Calculator or Financial Templates pages.

Financial Templates

In addition to our blog, we have more applicable resources available.

As we create financial tools, we make the financial templates available to the general public to help provide an additional financial resource for them to use.

Our Financial Templates are customized created financial templates such as budget or debt management.

These templates are tools to help people hypothesize scenarios and further educate them on their money management.

LFG Videos

Finally, if you are interested in videos, we make educational financial literacy videos available as well.

In addition to the financial literacy videos, we provide videos about the firm and our engagement in the community.

We are more than just a financial planning firm. We're a small business, with friends, family, and a community we want to support.

We share these small clips so you can get to know us a little bit more.

Financial Newsletter

If you enjoy our articles and financial tools, consider signing up for our free monthly financial newsletter.

It will help you keep up to date on the latest financial news including markets, economy, and other financial topics.

Have a Financial Question? Give Us a Call!

If you have any financial planning questions, give us a call. We're happy to set up an appointment, listen to your concerns, and help support your financial goals.

You can give us a call at 717-288-1880 or send us an email through our contact us page.

Get Financial Planning Support! 

Financial Calculator Disclosure

PLEASE NOTE: The information being provided is from a non affiliated third party and is strictly as a courtesy. When you make use of these calculators you assume total responsibility for the information and results. We make no representation as to the completeness or accuracy of information provided by the third party. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information and programs made available through this website. This information should not be used as the basis for any investment decisions. Please speak to your Financial Advisor before making any investment decisions.


Disclosure: Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.  The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.  Cambridge and Langan Financial Group, LLC. are not affiliated. Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor.  Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC, to residents of: AL, AZ, CO, DE, FL, GA, IA, KY, MD, NJ, NM, NY, NC, OH, PA, TX, VA, WI   Cambridge and Langan Financial Group does not offer legal advice. Estate planning services are in regards to your overall financial plan. Always be sure to speak to a legal professional in regards to specific legal matters. Fixed insurance services offered through Langan Financial Group.

 

Testimonial/Endorsement Disclosure: The testimonials may not be representative of the experience of other customers.  The testimonials are no guarantee of future performance or success.  All of the testimonials/endorsements are clients with the exception of Steven Martinez of York SPCA.  There was no cash nor non-cash compensation for any of the testimonials provided.

© Langan Financial Group 

Harrisburg, PA Office

Address: 1863 Center St, Camp Hill, Pa 17011
Phone: 717-288-1880

York, PA Office

Address: 3405 Board Rd, Suite 200, York, Pa 17406
Phone: 717-773-4085