Small Business Retirement Plans, Harrisburg Pennsylvania
Designing customized tax-advantaged retirement plans for Harrisburg, Pa's small business needs
Small Business Retirement Planning Harrisburg, Pa Reviews
Langan Financial Group strives to be the best business retirement plan advisor in Harrisburg, Pa. We work with numerous organizations to manage their company plans.
We strive to provide businesses with the best plan options available to meet their goals. We take a collaborative approach to understand your plan goals.
Once we know what you are looking for, we provide customized options available and explain each one's pros and cons.
Our goal is for you to have a business retirement plan that you and your employees are excited about. Take a look at a few of our client reviews:
Most Common Business Retirement Plan Issues in Harrisburg, Pa
The most common issues we run into a company's retirement plan are:
- High plan fees
- Poor fund lineup
- Poor plan design
- Undisclosed plan fees
- Inadequate fiduciary protection
- Limited employee engagement by the advisor
- Limited communication and engagement by the advisor
These issues are quite common. In order to help organizations identify if any potential issues exist, we ask the following questions:
- Are my employees fully engaged?
- Is my plan performing how it should?
- As my business grows, do I still have the right plan?
- What are my actual fees?
Our Small Business Retirement Plan Fees
Choosing the right business retirement plan advisor can be a difficult decision you do not want to take lightly. Picking a wealth management firm you trust is vital.
In our "picking a financial advisor" post, we discuss the key points and questions to help you pick the ideal group retirement plan advisor for you and your needs. A few quick key tips include:
- View the agent's BrokerCheck to see any potential SEC or FINRA complaints
- Ensure the financial advisor can be a fiduciary
- Read reviews
Langan Financial Group has over 75 - 5 star reviews on a variety of platforms. In addition, our wealth managers have zero complaints on our BrokerCheck and can act in a fiduciary capacity for our clients.
Give us a call at 717-288-1880 to learn why so many families choose us as their trusted employer retirement plan advisor.
What Do Our Harrisburg Small
Business Retirement Plan Services Include?
As Harrisburg's retirement plan advisors, our services are centered around designing and optimizing retirement plans.
Our services range from designing retirement plans to assessing performance and managing them. Our services include:
Small Business Retirement Plan Personalized Design
We work with business owners to help design and update their group retirement plans. As businesses grow and change, often retirement plans are neglected.
Plans need to adapt as organizations change. As companies grow or new regulations are created, the old design typically becomes outdated.
We will help take advantage of current best practices, tax-saving opportunities, and minimize fiduciary liabilities.
Free Small Business Retirement Plan Benchmarks
We do a free retirement plan benchmark. A benchmark will compare your overall retirement plan to other similar company retirement plans within your industry and size. It will look at:
- Cost
- Health
- Design
- Features
- Fund Performance
- Fiduciary Compliance
- Employee Engagement
- ERISA Compliance (if applicable)
This comparison will evaluate how your company's plan performs compare to others. Are your fees and performance average compared to others or perhaps there is room for improvement?
In addition, the benchmark will compare your plan to current market options to ensure it is cost competitive.
Free Small Business Retirement Plan Reviews
Langan Financial Group also provides free retirement plan reviews for small businesses. Plan reviews differ from benchmarks as it does not analyze the plan compared to other plans.
Instead, it does a deep dive into the current plan's features and performance, breaking down how each component does individually. The plan features analysis includes:
- Fee Analysis
- Plan Design Assessment
- Risk Tolerance Assessment
- Asset Allocation Assessment
- Fiduciary Coverage Assessment
- Investment Fund Lineup Analysis
- Employee Engagement Assessment
- Investment Fund Performance Analysis
- ERISA Compliance (if applicable) Assessment
This analysis will help:
- Hold your plan's performance accountable
- Find opportunities to provide more value to your participants
- Verify you are as protected as possible against potential liabilities
Employee Education and Engagement
Our goal is to provide the most comprehensive financial planning experience for you and your employees.
As such, we are available anytime you request for:
- Group seminars on a variety of topics
- One-on-one financial planning for your employees
Business Retirement Plan Office Harrisburg, Pa
Our office is located at 1863 Center Street, Camp Hill Pa. Our office is directly across from Highmark.
We are right down the road from Adam Ricci's Park. In addition, we are near the Penn State Hospital off of 11-15 and Harvey Taylor Bridge.
If you have troubles with your GPS, feel free to give us a call and we will direct you!
Our Small Business Retirement Plan Team's Differentiator
Our team is a major differentiator as compared to other advisors in the area. With over 100 years of combined experience, our team has spoken about:
- Retirement plan legislation updates
- Provided educational webinars and seminars
- Provided financial expertise for ABC 27 News interviews
Our lead retirement plan advisor is an Employee Retirement Income Security Act of 1974 (ERISA) attorney. This is the federal regulation that oversees retirement plans for all organizations.
Alex is not a practicing attorney for Langan Financial Group. Instead, he uses his ERISA knowledge and skill set to help organizations better navigate the complex regulations for their plans.
Small business retirement plans are regulated by the Employee Retirement Income Security Act (ERISA). This regulation monitors a variety of plans including, but not limited to:
Our Harrisburg Business Retirement Plan Specialist Team
Langan Financial Group strives to be the best small business retirement plan advisor team in Harrisburg, Pa.
Our team knows the ins and outs of each type of retirement plan. With our plan design, we can help you potentially:
- Decrease expenses
- Minimize fiduciary responsibility
- Minimize administrative burden
- Increase employee engagement
Our goal is to simplify the complexities of retirement plans for small businesses so you can focus on driving the business.
In addition to ERISA knowledge, our advisor teams have the following certifications:
- Certified 401(K) Professional
- Accredited Investment Fiduciary
- Certified Family Business Specialist
- Retirement Income Certified Professional
Frequently Asked Business Retirement Plan Advisor
How Easy is it to switch Retirement Plan Providers For My Company?
It is easier than you think to switch a retirement plan advisor! The most important document that needs to be changed is the Broker of Record.
Once you sign you are switching an advisor and submit that document, the advisor can start providing assistance to your plan.
Will I Ever Meet with my Business Retirement Plan Advisor?
Our team will schedule regular reviews with you as frequently or as infrequently as you wish.
Do your Retirement Advisors Travel On-site?
Yes! We will travel to you for:
- Plan reviews
- Seminars on-site
- One-on-one meetings with employees
Will I have a Steady Advisor to Work with?
Yes, you will be assigned a retirement plan consultant to work with!
How Long Have You Been Working with 401(K) Plans in Harrisburg, Pa?
We have been 401(k) plan advisors for small businesses in Harrisburg, Pa since 1985. Our founder, Bob Langan has specialized in retirement plans and has received several certifications.
In addition, his son, Alex Langan started his ERISA legal career clerking for the PA Supreme Court. There Alex helped review legislative challenges in a variety of situations, getting a deeper understanding of retirement planning law.
Alex is not a practicing attorney for Langan Financial Group. However, his expertise in ERISA law has been beneficial. It has helped the group to better manage retirement plans for small businesses.
Do you Offer Free Business Retirement Plan Consultations?
Yes, we do! We offer free business retirement plan consultations to any organization. We are honored to meet with any organization looking to set up a retirement plan for their business. No matter if it is a:
We appreciate you considering partnering with us on your company's retirement plan needs.
Small Business Retirement Plan Testimonials
This group has been handling our 401k for the past two years.
They’ve been fantastic, very knowledgeable and always prompt.
Whether you’re looking for a group to help with your business goals or personal financial planning I would highly recommend Langan.
As Admin. Assistant at PA Landscape Group we have been with Langan Financial Group for over a year and we have been extremely satisfied with the service and the information the have provided.
I would highly recommend their services.
Schedule a Free Business Retirement Plan Benchmark in Harrisburg!
Langan Financial Group's Harrisburg retirement financial advisors have over 75 - 5 star ratings!
Give us a chance to show you, why so many organizations put their trust in Langan Financial Group.
Schedule a free consultation by calling us at 717-288-1880. Or visit our contact us form to send an inquiry and we'll respond within 24 hours!
FREE Benchmark Comparison Services
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Disclosure: Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Cambridge and Langan Financial Group, LLC. are not affiliated. Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC, to residents of: AL, AZ, CO, DE, FL, GA, IA, KY, MD, NJ, NM, NY, NC, OH, PA, TX, VA, WI Cambridge and Langan Financial Group does not offer legal advice. Estate planning services are in regards to your overall financial plan. Always be sure to speak to a legal professional in regards to specific legal matters. Fixed insurance services offered through Langan Financial Group.
Testimonial/Endorsement Disclosure: The testimonials may not be representative of the experience of other customers. The testimonials are no guarantee of future performance or success. All of the testimonials/endorsements are clients with the exception of Steven Martinez of York SPCA. There was no cash nor non-cash compensation for any of the testimonials provided.
© Langan Financial Group
Harrisburg, PA Office
Address: 1863 Center St, Camp Hill, Pa 17011
Phone: 717-288-1880
York, PA Office
Address: 3405 Board Rd, Suite 200, York, Pa 17406
Phone: 717-773-4085
