When to check your beneficiary forms: marriage or divorce, a birth or a loss, a job change, or a move to a new state.
September 15, 2026

How to Review Your Beneficiary Designations

Reviewing beneficiary designations rarely makes it onto a list. It is also among the few parts of an estate plan you can confirm yourself, this week, without an appointment. Still working: the account most likely to be out of date is the one you set up on your first day at a job you may no longer have. Already retired:...
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What your will does not control: retirement accounts, life insurance, annuities, and payable-on-death accounts pass by beneficiary form.
September 15, 2026

Beneficiary Designations: Who Inherits Your Retirement Accounts

Most people picture a will as the document that settles everything. For a large share of what you own, it does not. Beneficiary designations are the forms you filled in when you opened a retirement account or bought a life insurance policy. They name who inherits that account, and for those accounts the form generally controls. Still working: your employer...
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Important information about our firm is on our Disclosures page. You can review our registration and disciplinary history on the SEC's Investment Adviser Public Disclosure (IAPD) website and, for brokerage registrations, on FINRA's BrokerCheck. This website is for general information only. It is not legal, accounting, or tax advice. Please talk with your own legal or tax professional about your situation.  Important information about our firm is on our Disclosures page.

You can review our registration and disciplinary history on the SEC's Investment Adviser Public Disclosure (IAPD), website and, for brokerage registrations, on FINRA's BrokerCheck.
This website is for general information only. It is not legal, professional about your situation.

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Harrisburg, PA Office

Address: 1863 Center St, Camp Hill, Pa 17011
Phone: 717-288-1880

York, PA Office

Address: 3405 Board Rd, Suite 200, York, Pa 17406
Phone: 717-773-4085