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October 7, 2024

10 Tips to Protect Your Retirement Savings from Inflation 

Inflation is often called the “silent thief” of retirement savings. It can erode the purchasing power of your money over time, potentially derailing even the most carefully laid retirement plans.   But do not worry – there are strategies you can employ to help safeguard your nest egg from the effects of inflation.  How Does Inflation Impact My Retirement?  Before diving...
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401K to IRA Rollover Rules
September 17, 2024

401(k) to IRA Rollover Guide: Maximize Your Retirement Savings

401K Rollover to IRA Rules   There are two types of rollovers: direct rollovers and indirect rollovers.  In a direct rollover, the funds from your 401(k) are transmitted directly to the new retirement plan. There are no withdrawal fees or distributions to the participant, making this the most hands-off rollover method.  An indirect rollover is where the funds from your 401(k)...
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August 22, 2024

Test Your Financial Literacy: Take the Ultimate Financial Knowledge Quiz

Are you ready to test your financial knowledge? Whether you are a seasoned investor or just starting your financial journey, understanding the fundamentals of financial planning is crucial. This financial acumen quiz is designed to test your knowledge of key financial concepts, from the importance of a diversified investment portfolio to the principles of budgeting and investment strategies. Take this...
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August 20, 2024

What Happens to a 401(K) When You Quit?

When an employee separates service from an employer with a 401(k), they must determine what to do with the retirement account. With the stress of change, sometimes determining what to do with your group retirement plan falls to the wayside. Adding on top having to figure out the options, it can be easier to try and ignore your account, than...
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June 24, 2024

How To Choose the Right Investments for Retirement 

Making important decisions about investment strategies in advance of retirement will guarantee growth and stability of funds throughout your post-retirement years. With correct planning, your nest egg can be maintained, and even grown, to ensure a comfortable retirement income and offer you the ability to take care of loved ones after you’ve left the workplace. With so many investment options...
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April 26, 2024

Is $1 Million Enough to Retire?

Planning for retirement is a significant financial milestone for many individuals. Among the many questions that arise during this planning phase, perhaps one of the most common is, “How far can $1 million take me in retirement?” While $1 million might sound like a substantial sum, its purchasing power in retirement can vary widely depending on factors such as: 4...
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January 29, 2024

Maximize Your Savings: Understanding 2024’s New Higher IRA and 401(k) Contribution Limits

In the ever-evolving financial landscape of retirement savings and tax provisions, 2024 brings promising news for individuals planning for their future. The annual adjustments due to the cost of living have ushered in increased contribution limits for IRAs and 401(k) plans, offering enhanced opportunities for individuals to bolster their retirement funds.  What are the 2024 IRA Contribution Limits? Last year...
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January 18, 2024

10 Things to Consider Before You Make Investing Decisions 

In a world of financial opportunities and pitfalls, the investing decisions you make for your hard-earned money can be a significant step toward building a secure and prosperous future. Whether you are an experienced investor navigating the ever-evolving landscape of financial markets or a novice taking your first foray into the world of investments, the decisions you make can profoundly...
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April 2, 2021

What is the Difference between Traditional and Roth Tax Deferring Accounts?

Retirement vehicles come primarily in two forms Traditional and Roth.  These are most commonly found in IRAs (Individual Retirement Accounts) or 401(K)s.  They are both tax-advantaged vehicles designed for long-term savings and investments, to help people plan for their long-term goals, such as retirement. Each type of account has its own advantages and disadvantages.  The right account for you will...
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Disclosure: Check the background of your financial professional on FINRA's BrokerCheck. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.  The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.  Cambridge and Langan Financial Group, LLC. are not affiliated. Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor.  Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC, to residents of: AL, AZ, CO, DE, FL, GA, IA, KY, MD, NJ, NM, NY, NC, OH, PA, TX, VA, WI   Cambridge and Langan Financial Group does not offer legal advice. Estate planning services are in regards to your overall financial plan. Always be sure to speak to a legal professional in regards to specific legal matters. Fixed insurance services offered through Langan Financial Group.

 

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Harrisburg, PA Office

Address: 1863 Center St, Camp Hill, Pa 17011
Phone: 717-288-1880

York, PA Office

Address: 3405 Board Rd, Suite 200, York, Pa 17406
Phone: 717-773-4085