Roth account rules timeline: changes in 1997, 2006, 2010, 2018, and 2024, from creation to workplace Roth withdrawals
October 6, 2026

Roth Account Rules: What Has Changed Since 1997, and What Has Not

TAX STRATEGIES By Alex Langan, JD, Chief Investment Officer Langan Financial Group · 6 min read In August a reader asked us a question we have been answering in two parts: what if the rules change before you get there? In September we looked at Social Security, including how past Social Security reforms treated people near retirement. This article covers...
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