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May 12, 2025

Why Pre-Tax Contributions Outmaneuver Roth in Peak Earning Years

The Math Behind the Advantage For high earners in the 35-37% tax brackets, pre-tax contributions act as powerful accelerators of wealth accumulation. When you contribute $24,500 to a pre-tax 401(k) in 2026, you could save about $8,575 in federal income taxes at a 35% marginal rate. This immediate tax relief isn’t just about saving money today-it’s about having more capital...
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Harrisburg, PA Office

Address: 1863 Center St, Camp Hill, Pa 17011
Phone: 717-288-1880

York, PA Office

Address: 3405 Board Rd, Suite 200, York, Pa 17406
Phone: 717-773-4085