What your will does not control: retirement accounts, life insurance, annuities, and payable-on-death accounts pass by beneficiary form.
September 15, 2026

Beneficiary Designations: Who Inherits Your Retirement Accounts

Most people picture a will as the document that settles everything. For a large share of what you own, it does not. Beneficiary designations are the forms you filled in when you opened a retirement account or bought a life insurance policy. They name who inherits that account, and for those accounts the form generally controls. Still working: your employer...
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You can review our registration and disciplinary history on the SEC's Investment Adviser Public Disclosure (IAPD), website and, for brokerage registrations, on FINRA's BrokerCheck.
This website is for general information only. It is not legal, professional about your situation.

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Address: 1863 Center St, Camp Hill, Pa 17011
Phone: 717-288-1880

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