Long Term Care Insurance, Harrisburg Pennsylvania
Helping provide affordable LTC policy options to help take care of yourself when you no longer can.
Average Cost of Long-Term Care Insurance in Harrisburg, Pa
According to a 2022 analysis from the U.S. Department of Health and Human Services, approximately 56% of Americans turning 65 are expected to need long-term services and supports during their lifetime.
Longer lifespans and rising care costs make it important to consider how potential long-term care expenses could affect a retirement plan.
Depending on the policy, long-term care insurance may help cover some eligible care expenses and reduce the amount paid out of pocket. Below are the 2025 median annual costs for the Harrisburg metropolitan area:
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Nursing home—private room: $180,675
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Nursing home—semi-private room: $160,418
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Assisted living community: $95,700
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Non-medical caregiver—44 hours per week: $73,216
Source: CareScout 2025 Cost of Care Survey, Harrisburg Metropolitan Area, Pennsylvania. Survey conducted July through November 2025.
Information current as of September 23, 2026. These figures are regional medians; actual costs vary by provider, services, and level of care. Insurance coverage is subject to policy terms, limits, exclusions, and eligibility requirements.
Long-Term Care Insurance Services in Harrisburg, Pa
Before providing any recommendations or products, we will focus on understanding your insurance needs and goals. We take a collaborative approach to focus on what type of plan design you need.
Once we have an understanding your insurance goals, we will customize a plan that aligns with your needs and goals to help address your concerns.
Langan Financial Group provides free long-term care insurance policy reviews to determine:
- Are there more affordable options available?
- Is your insurance policy still meeting your needs?
- Have any life events occurred that would require a change?
We want to help keep your plan up-to-date and as reflective of your needs as possible.
LTC Insurance Policy Benchmarks
Langan Financial Group provides free long-term care policy benchmarks. We will compare your policies with current market options to determine if there are:
- Better policy options
- Better coverage options
- More affordable priced options
Our Harrisburg long-term care insurance agents will do their best to ensure your long-term care insurance policies are as competitive as possible.
Long-Term Care Insurance Agency in Harrisburg, Pa
Our Harrisburg, Pa long-term care insurance advisors are located down the road from Adam Ricci's Park on Center Street. We are directly across the street from Highmark. Our address is:
Langan Financial Group
1863 Center St
Camp Hill, Pa 17011
Long-Term Care Insurance Agent in Harrisburg, Pa
Langan Financial Group's insurance agents have been providing long-term care insurance services to the Harrisburg area since 1985.
With over 30 years of experience, we are focused on providing you with a customized insurance plan based on your needs and goals.
In order to customize any insurance plan for you, we need to listen first to understand your insurance goals. We will do our best to provide all the options that align with your insurance needs. We will walk through each option to help you identify the right fit.
In the end, we want you to have an insurance plan you're excited about.
Frequently Asked Long-Term Care Insurance Agent Questions
Will I Ever Meet with my Long-Term Care Insurance Agent?
Absolutely! We can schedule as many meetings as you would like.
At the very least, we insist on at least an annual review but are happy to meet more frequently, especially if there are changes in your life.
Will I Have a Steady Agent to Work with?
You will have a dedicated agent that will focus on serving your needs.
Are You Able to do Evening or Weekend Appointments?
Yes! We understand not everyone is able to meet during our regularly scheduled hours.
As such, we are available on a case-to-case basis for evening and weekend appointments as necessary.
Are You an Independent Firm?
Yes! We are an independent insurance firm. As such, we do not have the pressure of having to meet quotas or sell specific products.
Do You Offer Free LTC Consultations?
Yes, we do! We are happy to meet to review your policies, see if there are better options available, or help discuss a potential plan design, just for you!
What people are saying
I have known Bob and his crew for many years. He is a true professional, but is also a down-to-earth kind of guy.
He and his team make you feel comfortable when in meetings, or when on a phone conversation.
I have full trust in his advice and financial planning for me. Thank you Langan Financial Group.
A note about this testimonial: The individuals providing the testimonials above are current clients of Langan Financial and were not compensated for providing their testimonials. The testimonials reflect their individual experiences and are not representative of the experience of all clients.
Get started today
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Schedule a Free Long Term Care
Insurance Consultation in Harrisburg!
Schedule a free chat with our long-term care agents in Harrisburg, Pa.
While our standard hours are 8:00 am to 5:00 pm, we are available evenings and weekends by appointment. We are dedicated to helping you and will do our best to cater to your schedule.
Give us a call at 717-288-1880 to see how our advisors can support your insurance planning needs.
FREE Benchmark Comparison Services
Financial Advisor Locations:
Camp Hill, PA Financial Planning Office
York, Pa Financial Planning Office
Harrisburg, PA Financial Planners
Communities Served:
Langan Financial Group, LLC ("Langan Financial Group" or "LFG") is an SEC registered investment adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. LFG may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.
You can review our registration and disciplinary history on the SEC's Investment Adviser Public Disclosure (IAPD) website and, for brokerage registrations, on FINRA's BrokerCheck. This website is for general information only. It is not legal, accounting, or tax advice. Please talk with your own legal or tax professional about your situation. Important information about our firm is on our Disclosures page.
© Langan Financial Group
Harrisburg, PA Office
Address: 1863 Center St, Camp Hill, Pa 17011
Phone: 717-288-1880
York, PA Office
Address: 3405 Board Rd, Suite 200, York, Pa 17406
Phone: 717-773-4085
