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April 21, 2026

The Bill Nobody Sees Coming: How to Bridge the Healthcare Gap Before Medicare Starts

You have a number in your head. A retirement age. Maybe 62. Maybe 63. You have been working toward it for a long time and you are close enough to feel it....
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November 11, 2025

Medicare vs. Long-Term Care — What’s Covered and What’s Not

Why Understanding the Gaps Can Save Your Retirement Plan What Most Retirees Overlook As you enter retirement, it’s natural to assume Medicare will cover most of your healthcare needs. But here’s the truth: Medicare covers short-term medical care, not long-term daily care. This misunderstanding leads to some of the biggest financial surprises in retirement. If you or a loved one...
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September 8, 2025

The 5-Year Lookback Rule: What It Means for Your Long-Term Care Plan

Why This Rule Can Make or Break Your Financial Legacy Long-term care planning often comes with tough questions—about aging, costs, independence, and protecting your family. One of the most misunderstood (and costly) elements of this planning is something called the 5-year lookback rule. This rule affects anyone considering using Medicaid to help pay for nursing home or assisted living care....
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Important information about our firm is on our Disclosures page. You can review our registration and disciplinary history on the SEC's Investment Adviser Public Disclosure (IAPD) website and, for brokerage registrations, on FINRA's BrokerCheck. This website is for general information only. It is not legal, accounting, or tax advice. Please talk with your own legal or tax professional about your situation.  Important information about our firm is on our Disclosures page.

You can review our registration and disciplinary history on the SEC's Investment Adviser Public Disclosure (IAPD), website and, for brokerage registrations, on FINRA's BrokerCheck.
This website is for general information only. It is not legal, professional about your situation.

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Harrisburg, PA Office

Address: 1863 Center St, Camp Hill, Pa 17011
Phone: 717-288-1880

York, PA Office

Address: 3405 Board Rd, Suite 200, York, Pa 17406
Phone: 717-773-4085