September 29, 2026
Most of a financial plan can be changed any week of the year. Health coverage is one of the few parts with a deadline attached. Medicare open enrollment runs from October 15 through December 7. Changes made in that window start on January 1. Outside it, the choices are mostly set until the next fall. Still working: if you are...
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May 26, 2026
How to Know If the Six Biggest Retirement Concerns Are Actually Your Problem
A diagnostic guide for the worries that matter most, and permission to stop worrying about the ones that don’t Most retirement anxiety is not really about money. It is about uncertainty. Not knowing whether a given risk is actually your problem is what keeps people up at night. Our first article in this series named the six fears that show...
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May 12, 2026
Retirement Is Not a Number. It Is a Paycheck.
Discover how retirement income planning beats obsessing over your balance. Learn to convert savings into a reliable monthly paycheck you can count on....
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April 14, 2026
Stop Trying to Predict the Market. Build a Plan That Does Not Need To.
Stop Trying to Predict the Market....
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March 10, 2026
How Inflation Can Affect Retirement Timing and Spending
What every pre-retiree should know about rising costs — and how to keep your retirement plan on solid ground. Most people think of inflation as a grocery store problem. Prices go up, the weekly shopping bill gets a little bigger, and life goes on. But for people who are five to fifteen years away from retirement, inflation is something much...
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March 10, 2026
Why Preparing for Retirement Means Expecting Economic Surprises
A practical guide for pre-retirees who want their plan to hold up — no matter what the economy does next. Most people start thinking about retirement with a simple, logical idea: save consistently, let your money grow, and eventually you’ll have enough. It makes sense on paper. But the real path to retirement almost never follows that straight line. If...
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January 20, 2026
Your 2026 Tax Strategy: How to Pay Less Now and Create More Income in Retirement
When most people think about taxes, they think about April. Smart planning looks much further ahead. Because the truth is, you don’t retire on balances. You retire on after-tax income — what actually shows up in your bank account each month after the IRS takes its share. And the way you save, invest, and structure your taxes in 2026 can...
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January 14, 2026
2025 Didn’t End the Way Most People Think It Did — Here’s What Really Happened
What the Markets, Inflation, and Interest Rates Actually Mean for Your Money in 2026 Here’s something worth paying attention to:The story most people are hearing about 2025 is missing some important context—and understanding what actually happened (versus what the headlines suggest) matters more than you might think. I’m not here to predict what happens next or tell you what to...
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January 13, 2026
What Well-Prepared Couples Review Every January — Before Retirement
62% of pre-retirees are uncertain their savings will last through retirement. But here’s the thing: it’s rarely about how much you saved. It’s about whether you’ve reviewed the five areas that actually determine if your retirement works. Retirement issues rarely show up early. They show up later—when choices are limited, income matters more, and mistakes feel permanent. January is the...
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October 12, 2025
How Much Should I Have Saved in My 401(k) at Key Ages?
Many people wonder, “Am I on track with my 401(k)?” Having a few checkpoints can help you see where you stand — and what small changes can make a big difference. 401(k) Benchmarks: What Experts Suggest Financial planners often use income multiples as targets: Age Suggested Savings Target Why It Helps 30 1× your annual pay Get your footing early...
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October 10, 2025
October Economic Forecast: What the Market and Economy May See in 2025
This article was originally published on October 10, 2025, and reflects economic conditions and forecasts at that time. It is not a current economic outlook. Forecasts are not guarantees, and results may differ. The U.S. economy is sending mixed signals as we enter the last quarter of 2025. Rate cuts, GDP surprises, inflation pressures, and job market shifts all shape...
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July 10, 2025
How to Recover After a 30% Portfolio Loss in Retirement
If you’re nearing retirement and just saw your portfolio drop by 30%, it’s hard not to feel a wave of anxiety. You’ve spent decades building wealth—strategically investing, consistently saving, and working toward a retirement you could enjoy without worry. Now, the numbers look different. The plan feels uncertain. And the timing couldn’t feel worse. But here’s the truth: What you...
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May 22, 2025
Choosing Trustworthy Financial Advice Sources in the Social Media Era
TLDR Social media has grown to be an important platform for exchanging and consuming information in the current era, including news and financial advice. Although this accessibility has advantages, it also makes it difficult to distinguish between untrustworthy and trustworthy financial information resources. Why is it so Hard to Identify Credible & Trustworthy Financial Sources on Social Media? The short-form...
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May 22, 2025
Test Your Financial Literacy: Take the Ultimate Financial Knowledge Quiz
TLDR Are you ready to test your financial knowledge? Whether you are a seasoned investor or just starting your financial journey, understanding the fundamentals of financial planning is crucial. This financial acumen quiz is designed to test your knowledge of key financial concepts, from the importance of a diversified investment portfolio to the principles of financial planning and investment strategies....
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April 15, 2025
Navigating 2025’s Markets: Balancing Stocks and Bonds for Stability
This article was originally published on April 15, 2025, and reflects market conditions at that time. It is not a current market outlook. Past performance does not guarantee future results. As we move deeper into 2025, investors face a rapidly evolving financial landscape marked by volatility, inflation concerns, and shifting economic policies. Striking the right balance between stocks and bonds...
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April 15, 2025
How to Stop Financially Supporting Your Adult Children (And Why It Matters)
In today’s challenging economic climate, many parents find themselves financially supporting their adult children. A 2025 AARP survey of parents age 45 and older found that 75% provide financial support to at least one adult child, contributing about $7,000 a year on average. While this support often stems from love and a desire to help, it can lead to long-term...
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October 7, 2024
10 Tips to Protect Your Retirement Savings from Inflation
Inflation is often called the “silent thief” of retirement savings. It can erode the purchasing power of your money over time, potentially derailing even the most carefully laid retirement plans. But do not worry – there are strategies you can employ to help safeguard your nest egg from the effects of inflation. How Does Inflation Impact My Retirement? Before diving...
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September 30, 2024
Fiduciary Financial Advisors: Help Secure Your Financial Future with Trustworthy Expertise
When it comes to managing your finances and planning for the future, finding the right guidance is crucial. You may have heard the term “fiduciary financial advisor” and wondered what it means, why it matters, and how to find a fiduciary financial advisor near you. Not all financial advisors are the same. Some provide higher levels of service, expertise, and...
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Financial Advisor Locations:
Camp Hill, PA Financial Planning Office
York, Pa Financial Planning Office
Harrisburg, PA Financial Planners
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Langan Financial Group, LLC ("Langan Financial Group" or "LFG") is an SEC registered investment adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. LFG may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.
You can review our registration and disciplinary history on the SEC's Investment Adviser Public Disclosure (IAPD) website and, for brokerage registrations, on FINRA's BrokerCheck. This website is for general information only. It is not legal, accounting, or tax advice. Please talk with your own legal or tax professional about your situation. Important information about our firm is on our Disclosures page.
© Langan Financial Group
Harrisburg, PA Office
Address: 1863 Center St, Camp Hill, Pa 17011
Phone: 717-288-1880
York, PA Office
Address: 3405 Board Rd, Suite 200, York, Pa 17406
Phone: 717-773-4085
