The retirement catch-up contribution window, showing standard, age 50, and age 60 through 63 limits.
September 8, 2026

Pre-Retirement Planning: What Changes in the Last Five Years

Most retirement advice is written for people who are either decades away or already finished. Pre-retirement planning gets less attention than either. The last five working years are where pre-retirement planning happens. They are also the years when a number of changes land close together. What changes before you retire is not the goal. It is the number of rules...
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Two retirees with the same average return but different order of returns end up in different places.
August 13, 2026

How to Help Make Your Retirement Savings Last

Understand how sequence of returns risk impacts your portfolio. Learn how timing affects your withdrawals and how to protect your retirement savings....
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November 11, 2025

What Is Asset Allocation—And Why It Could Make or Break Your Retirement

You’ve likely heard that diversification is key to investing, but how you actually allocate your assets—meaning how much of your portfolio is in stocks, bonds, and cash—can have a greater impact on your financial future than any single investment you choose. For retirees or those nearing retirement, asset allocation isn’t just a technical term—it’s one of the most important decisions...
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October 10, 2025

The Role of Cash in a Retirement Portfolio

Cash feels safe. You can see it. You don’t have to worry about stock prices. But too much cash—or too little—can hurt your long-term retirement goals. Let’s walk through how cash fits into your plan, how it changes with life stage, and how to figure out the right balance. Why Many Retirees Hold Too Much (or Too Little) Surveys show...
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Investment Portfolio Stress Test
January 11, 2025

Advanced Portfolio Stress Testing: What Is It & How to Implement It

Portfolio stress testing is a crucial risk management tool that helps investors and financial institutions assess how their investments might perform under various adverse scenarios. What is Advanced Portfolio Stress Testing? Advanced portfolio stress testing is a sophisticated simulation technique that evaluates how a portfolio of assets would react to extreme market conditions or economic events. It goes beyond basic...
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Langan Financial Group, LLC ("Langan Financial Group" or "LFG") is an SEC registered investment adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. LFG may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.

Important information about our firm is on our Disclosures page. You can review our registration and disciplinary history on the SEC's Investment Adviser Public Disclosure (IAPD) website and, for brokerage registrations, on FINRA's BrokerCheck. This website is for general information only. It is not legal, accounting, or tax advice. Please talk with your own legal or tax professional about your situation.  Important information about our firm is on our Disclosures page.

You can review our registration and disciplinary history on the SEC's Investment Adviser Public Disclosure (IAPD), website and, for brokerage registrations, on FINRA's BrokerCheck.
This website is for general information only. It is not legal, professional about your situation.

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Harrisburg, PA Office

Address: 1863 Center St, Camp Hill, Pa 17011
Phone: 717-288-1880

York, PA Office

Address: 3405 Board Rd, Suite 200, York, Pa 17406
Phone: 717-773-4085